We offer you various payment options . The entire payment process is encrypted and secure.

PayPal is an online payment service that you can use to pay securely, easily and quickly in our online shop. PayPal is free for you.

During the ordering process, you will be redirected to the website of the online provider PayPal. As soon as the payment is received (usually within a few minutes), your order will be processed immediately.
If there are any returns, the corresponding value of the goods will be credited back to your PayPal account. For more information, see www.paypal.de

With us you have the option of paying easily and securely with VISA, Mastercard or American Express. Your credit card data will be transmitted in encrypted form. Thanks to this high security standard, purchasing by credit card from DERUIZ Germany GmbH is safe. The payment transaction is carried out automatically by the credit card company and your card is charged.

If you select the payment method in advance, we will give you our bank details in a separate email and deliver the goods after receipt of payment. When making your transfer, please make sure that your order number and customer number are given in the reference.

Payment must be received by us within 5 days of successful order placement. Should the payment not reach us on time, ZCT Trading GmbH entitled to cancel the order. Any transfer costs and bank charges are to be borne by you. Your order will be shipped immediately after receipt of your payment.

Our bank account details are:

Account owner:	ZCT Trading Ltd
BANK:	BW Bank
IBAN:	DE06 6005 0101 0405 2777 82
BIC:	SOLADEST600

Please note that some banks may charge separate transfer fees for transactions from abroad. This is completely independent of DERUIZ Germany GmbH and to be clarified with the respective bank.

Credits or chargebacks will be returned to the bank account used for the original payment.

IMPORTANT: In the case of payment by bank transfer, the delivery time of the goods may be longer, since your bank transfer must first be received and checked.

If you set up Google Pay on your device, you can use it for online orders for fast and convenient payment processing. To do this, select Google Pay as the payment method in our check-out. If you haven't used Google Pay, you must first enter your payment information using Google Pay. To complete the payment, your device will ask you to verify your identity.

With Apple Pay you can shop with us quickly and easily with your iPhone. Once you've entered your credit information into the Wallet app, all you have to do is select Apple Pay as your payment method during the checkout process. On your MacBook Pro, confirm the purchase with Touch ID on the Touch Bar. If you are using a MacBook or a Mac without a Touch Bar, the iPhone or Apple Watch take over the ID process.

In cooperation with Klarna Bank AB we offer the Klarna Invoice payment option. Payment is made to Klarna. The payment period is 14 days from the dispatch of the goods. After clicking "Check Order" you will be redirected to Billing with Klarna to safely complete your purchase.

More information and the terms of use for Klarna Checkout can be foundhere . General information about Klarna can be found here .

Your personal information will be treated by Klarna in accordance with the applicable data protection regulations and in accordance with the information in Klarna's data protection regulations .

Sofortüberweisung is an online payment system from Sofort GmbH for cashless payment on the Internet. The procedure is a pseudo advance payment system , since the retailer does not receive the payment but a confirmation of payment immediately. As a result, most retailers act as if they had paid in advance and release goods or downloads immediately. The company has been part of the Swedish Klarna Group since 2014.